Securing ATM Transactions Using QR Code based Secure PIN Authentication
Keywords:
Authentication, PIN-based verification, SPAQ, QR code, OTPAbstract
With the increase of automated teller machine (ATM) frauds, authentication plays a very important role in this global world. The authentication of users at ATMs is dependent on PIN-based verification. The traditional methods relied on using card artifacts for authenticating the right user. But nowadays shoulder-surfing, physical observation, keypad overlays, ATM cloning and skimming attacks are the most common threats to the security of ATM PIN verification. In order to overcome from such attacks, here we proposed a new secure authentication mechanism Secure-PIN-Authentication-using QR code (SPAQ) -which is a card-less, secure authentication mechanism for ATM terminals using QR code and OTP. This approach protects user from transaction attacks.
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