Data Literacy and BI Tool Adoption Among Small Business Owners in Rural Markets

Authors

  • Ejielo Ogbuefi  Amazon.com services LLC, USA
  • Azubike Collins Mgbame  Houston Community College (HCC), Houston, Texas, USA
  • Oyinomomo-emi Emmanuel Akpe  Independent Researcher, Kentucky, USA
  • Abraham Ayodeji Abayomi  Adepsol Consult, Lagos State, Nigeria
  • Oluwatobi Opeyemi Adeyelu  Independent Researcher, Lagos, Nigeria

Keywords:

Data Literacy, Business Intelligence Adoption, Rural Markets, Small Businesses, Digital Inclusion, Peer Learning Networks, Context-Aware BI Tools, Rural Entrepreneurship, Digital Competence, Economic Empowerment.

Abstract

Small businesses in rural markets often face significant challenges in adopting Business Intelligence (BI) tools, primarily due to limited data literacy, scarce technological infrastructure, and inadequate support systems. While BI technologies have proven effective in enhancing decision-making and operational efficiency in large organizations, their adoption among small business owners—particularly in rural areas—remains disproportionately low. This paper examines the critical relationship between data literacy and the adoption of BI tools in rural small business ecosystems. It proposes a data-centric empowerment model aimed at bridging the capability gap and fostering inclusive digital participation. The study identifies three core barriers: low baseline data literacy, limited awareness of BI tool benefits, and contextual misalignment between existing tools and the realities of rural enterprises. Through a review of current literature and analysis of case studies from rural markets in developing and developed economies, this research highlights how foundational data literacy training and simplified BI interfaces can drastically improve adoption rates. The paper introduces a three-tier framework focused on (1) foundational digital and data skills training, (2) context-appropriate BI tool customization, and (3) community-based peer learning networks to sustain long-term engagement and application. Findings indicate that improving data literacy not only enhances tool adoption but also strengthens local business resilience, financial performance, and decision-making accuracy. Furthermore, the study explores how local governments, non-profits, and technology providers can collaboratively develop and deploy targeted programs to improve rural data capabilities. By linking digital competence with BI adoption outcomes, the research underscores the importance of inclusive digital literacy strategies in narrowing the urban-rural divide. This study offers actionable insights for stakeholders designing interventions to support rural entrepreneurship in the digital economy.

References

  1. Abimbade, D., Akinyemi, A. L., Obideyi, E., & Olubusayo, F. (2016). Use of web analytic in open and distance learning in the University of Ibadan, Nigeria. African Journal of Theory and Practice of Educational Research (AJTPER), 3.
  2. Abimbade, O. A., Akinyemi, A. L., Olaniyi, O. A., & Ogundipe, T. (2023). Effect of mnemonic instructional strategy on achievement in English language among junior secondary students in Oyo State, Nigeria. Journal of Educational Media and Technology, 28(1), 1-8. Wisradi Publishers.
  3. Abimbade, O. A., Olasunkanmi, I. A., Akinyemi, L. A., & Lawani, E. O. (2023). Effects of two modes of digital storytelling instructional strategy on pupils' achievement in social studies. TechTrends67(3), 498-507.
  4. Abimbade, O., Akinyemi, A., Bello, L., & Mohammed, H. (2017). Comparative Effects of an Individualized Computer-Based Instruction and a Modified Conventional Strategy on Students’ Academic Achievement in Organic Chemistry. Journal of Positive Psychology and Counseling1(2), 1-19.
  5. Abimbade, O., Olurinola, O. D., Akinyemi, A. L., Adepoju, O. D., & Aina, S. A. O. (2022). Spirituality and prosocial behavior: The influence of prosocial media and empathy. In Proceedings of the American Educational Research Association (AERA) Annual Meeting (San Diego, California, USA). Retrieved from
  6. Adebayo, A. S., Chukwurah, N., & Ajayi, O. O. Proactive Ransomware Defense Frameworks Using Predictive Analytics and Early Detection Systems for Modern Enterprises.
  7. Adedeji, A. S., Akinyemi, A. L., & Aremu, A. (2019). Effects of gamification on senior secondary school one students’ motivation and achievement in Physics in Ayedaade Local Government Area of Osun State. In Research on contemporary issues in Media Resources and Information and Communication Technology Use (pp. 501-519). BOGA Press.
  8. Adediran, E. M., Aremu, A., Amosun, P. A. A., & Akinyemi, A. L. (2022). The impacts of two modes of video-based instructional packages on the teaching skills of social studies pre-service teachers in South-Western Nigeria. Journal of Educational Media and Technology, 27(1 & 2), 38-50. Nigeria Association for Educational Media and Technology.
  9. Adedoja, G., Abimbade, O., Akinyemi, A., & Bello, L. (2017). Discovering the power of mentoring using online collaborative technologies. Advancing education through technology, 261-281.
  10. Adelana, O. P., & Akinyemi, A. L. (2021). Artificial intelligence-based tutoring systems utilization for learning: a survey of senior secondary students’awareness and readiness in ijebu-ode, ogun state. UNIZIK Journal of Educational Research and Policy Studies9, 16-28.
  11. Adeniran, B. I., Akinyemi, A. L., & Aremu, A. (2016). The effect of Webquest on civic education of junior secondary school students in Nigeria. In Proceedings of INCEDI 2016 Conference 29th-31st August (pp. 109-120).
  12. Adeniran, B. I., Akinyemi, A. L., Morakinyo, D. A., & Aremu, A. (2022). The effect of Webquest on civic education of junior secondary school students in Nigeria. Bilingual Journal of Multidisciplinary Studies (BJMS), 5, 296-317. The institut bilingue libre du togo.
  13. Adetunmbi, L. A., & Owolabi, P. A. (2021). Online Learning and Mental Stress During the Covid-19 Pandemic Lockdown: Implication for Undergraduates’mental well-being. Unilorin Journal of Lifelong Education5(1), 148-163.
  14. Adewumi, A., Nwaimo, C. S., Ajiga, D., Agho, M. O., & Iwe, K. A. (2023). AI and data analytics for sustainability: A strategic framework for risk management in energy and business. International Journal of Science and Research Archive, 3(12), 767–773.
  15. Adisa, I. O., Akinyemi, A. L., & Aremu, A. (2019). West African Journal of Education. West African Journal of Education39, 51-64.
  16. Aina, S. A., Akinyemi, A. L., Olurinola, O., Aina, M. A., & Oyeniran, O. (2023). The influences of feeling of preparedness, mentors, and mindsets on preservice teachers’ value of teaching practice. Psychology14(5), 687-708.
  1. Ajibola, K. A., & Olanipekun, B. A. (2019). Effect of access to finance on entrepreneurial growth and development in Nigeria among “YOU WIN” beneficiaries in SouthWest, Nigeria. Ife Journal of Entrepreneurship and Business Management, 3(1), 134-149.
  2. Ajonbadi, H. A., Lawal, A. A., Badmus, D. A., & Otokiti, B. O. (2014). Financial Control and Organisational Performance of the Nigerian Small and Medium Enterprises (SMEs): A Catalyst for Economic Growth. American Journal of Business, Economics and Management2(2), 135-143.
  3. Ajonbadi, H. A., Mojeed-Sanni, B. A., & Otokiti, B. O. (2015). Sustaining competitive advantage in medium-sized enterprises (MEs) through employee social interaction and helping behaviours. Journal of Small Business and Entrepreneurship, 3(2), 1–16.
  4. Ajonbadi, H.A, Mojeed-Sanni, B.A and Otokiti, B.O (2015). Sustaining Competitive Advantage in Medium-sized Enterprises (MEs) through Employee Social Interaction and Helping Behaviours. Business and Economic Research Journal, Vol. 36, Issue 4.
  5. Ajonbadi, H.A, Otokiti, B. O, and Adebayo, P. (2016). The Efficacy of Planning on Organisational Performance in the Nigeria SMEs. European Journal of Business and Management, Vol. 24, Issue 3.
  6. Akinbola, O. A., & Otokiti, B. O. (2012). Effects of lease options as a source of finance on profitability performance of small and medium enterprises (SMEs) in Lagos State, Nigeria. International Journal of Economic Development Research and Investment Vol. 3 No3, Dec 2012.
  7. Akinbola, O. A., Otokiti, B. O., Akinbola, O. S., & Sanni, S. A. (2020). Nexus of Born Global Entrepreneurship Firms and Economic Development in Nigeria. Ekonomicko-manazerske spektrum14(1), 52-64.
  8. Akinbola, O.A., Otokiti, B.O, and Adegbuyi, O.A. (2014). Market Based Capabilities and Results: Inference for Telecommunication Service Businesses in Nigeria, The European Journal of Business and Social Sciences, Vol. 12, Issue 1.
  9. Akinyemi, A. L. (2013). Development and Utilisation of an Instructional Programme for Impacting Competence in Language of Graphics Orientation (LOGO) at Primary School Level in Ibadan, Nigeria (Doctoral dissertation).
  10. Akinyemi, A. L. (2018). Computer programming integration into primary education: Implication for teachers. In Proceedings of STAN Conference, organized by Science Teachers Association of Nigeria, Oyo State Branch (pp. 216-225).
  11. Akinyemi, A. L. (2022). Teachers’ Educational Media Competence in the Teaching of English Language in Preprimary and Primary Schools in Ibadan North Local Government Area, Nigeria. Journal of Emerging Trends in Educational Research and Policy Studies13(1), 15-23.
  12. Akinyemi, A. L. (2023). Perception and attitudes of secondary school science teachers towards robotics integration in the teaching and learning process. Journal of Science, Mathematics and Technology Education, 4, 140-150. Department of Science and Technology Education, University of Ibadan.
  13. Akinyemi, A. L., & Abimbade, O. A. (2019). Attitude of secondary school teachers to technology usage and the way forward. In Africa and Education, 2030 Agenda (pp. 409-420). Gab Educ. Press.
  14. Akinyemi, A. L., & Aremu, A. (2010). Integrating LOGO programming into Nigerian primary school curriculum. Journal of Children-In-Science and Technology, 6(1), 24-34.
  15. Akinyemi, A. L., & Aremu, A. (2016). LOGO usage and the perceptions of primary school teachers in Oyo State, Nigeria. In Proceedings of the International Conference on Education Development and Innovation (INCEDI), Methodist University College, Accra, Ghana (pp. 455-462).
  16. Akinyemi, A. L., & Aremu, A. (2017). Challenges of teaching computer programming in Nigerian primary schools. African Journal of Education Research (AJER), 21(1 & 2), 118-124.
  17. Akinyemi, A. L., & Ebimomi, O. E. (2020). Effects of video-based instructional strategy (VBIS) on students' achievement in computer programming among secondary school students in Lagos State, Nigeria. West African Journal of Open & Flexible Learning, 9(1), 123-125. WAJOFEL.
  18. Akinyemi, A. L., & Ebimomi, O. E. (2020). Influence of Gender on Students’ Learning Outcomes in Computer Studies. Education technology.
  19. Akinyemi, A. L., & Ebimomi, O. E. (2021). Influence of gender on students' learning outcomes in computer programming in Lagos State junior secondary schools. East African Journal of Educational Research and Policy, 16, 191-204. Higher Education Research and Policy Network (HERPNET).
  20. Akinyemi, A. L., & Ebiseni, E. O. (2020). Effects of Video-Based Instructional Strategy (VBIS) on Junior Secondary School Students' Achievement in Computer Programming in Lagos State, Nigeria. West African Journal of Open and Flexible Learning9(1), 123-136.
  21. Akinyemi, A. L., & Ezekiel, O. B. (2022). University of Ibadan Lecturers’ Perception of the Utilisation of Artificial Intelligence in Education. Journal of Emerging Trends in Educational Research and Policy Studies13(4), 124-131.
  22. Akinyemi, A. L., & Ogundipe, T. (2022). Effects of Scratch programming language on students' attitude towards geometry in Oyo State, Nigeria. In Innovation in the 21st Century: Resetting the Disruptive Educational System (pp. 354-361). Aku Graphics Press, Uniport Choba, P.
  23. Akinyemi, A. L., & Ogundipe, T. (2023). Impact of Experiential Learning Strategy on Senior Secondary Students’ Achievement in Hypertext Markup Language (HTML) In Oyo State, Nigeria. Nigerian Open, Distance and e-Learning Journal (NODeLJ)1, 65-74.
  24. Akinyemi, A. L., & Ojetunde, S. M. (2020). Techno-pedagogical models and influence of adoption of remote learning platforms on classical variables of education inequality during COVID-19 Pandemic in Africa. Journal of Positive Psychology and Counselling7(1), 12-27.
  25. Akinyemi, A. L., & Ojetunde, S. M. (2023). Modeling Higher Institutions’ Response to the Adoption of Online Teaching-Learning Platforms Teaching in Nigeria. Nigerian Open, Distance and e-Learning Journal (NODeLJ)1, 1-12.
  26. Akinyemi, A. L., & Oke, A. E. (2019). The use of online resources for teaching and learning: Teachers’ perspectives in Egbeda Local Government Area, Oyo State. Ibadan Journal of Educational Studies, 16(1 & 2).
  27. Akinyemi, A. L., & Oke-Job, M. D. (2023). Effect of flipped learning on students’ academic achievement in computer studies. The Journal of Positive Psychology and Counselling, 12(1), 37-48. Retrieved from https://ppacjournals.org/journal/volume-12-issue-1
  28. Akinyemi, A. L., & Oke-Job, M. D. (2023). The impact of flipped learning on students’ level of engagement in computer studies classroom, in Oyo State, Nigeria. African Multidisciplinary Journal of Development (AMJD), 12(2), 168-176.
  29. Akinyemi, A. L., & Ologunada, T. M. (2023). Perceptions of Teachers and Students On the Use of Interactive Learning Instructional Package (ILIP) in Nigeria Senior Secondary Schools in Ondo State, Nigeria. West African Journal of Open and Flexible Learning11(2), 45-72.
  30. Akinyemi, A. L., & Salami, I. A. (2023). Efficacy Of Logo Instructional Package On Digital Competency Skills Of Lower Primary School In Oyo State, Nigeria. Unilorin Journal of Lifelong Education7(1), 116-131.
  31. Akinyemi, A. L., Adelana, O. P., & Olurinola, O. D. (2022). Use of infographics as teaching and learning tools: Survey of pre-service teachers’ knowledge and readiness in a Nigerian university. Journal of ICT in Education9(1), 117-130.
  32. Akinyemi, A. L., Ogundipe, T., & Adelana, O. P. (2021). Effect of scratch programming language (SPL) on achievement in Geometry among senior secondary students in Ibadan, Nigeria. Journal of ICT in Education8(2), 24-33.
  33. Akinyemi, A., & Ojetunde, S. M. (2019). Comparative analysis of networking and e-readiness of some African and developed countries. Journal of Emerging Trends in Educational Research and Policy Studies10(2), 82-90.
  34. Akinyemi, L. A., & Ologunada. (2022). Impacts of interactive learning instructional package on secondary school students' academic achievement in basic programming. Ibadan Journal of Educational Studies (IJES), 19(2), 67-74. A Publication of Faculty of Education, University of Ibadan, Nigeria.
  35. Alford, P., & Page, S. J. (2018). Marketing technology for adoption by small business. In Social Media and Interactive Communications (pp. 99-113). Routledge.
  36. Alsibhawi, I. A. A., Yahaya, J. B., & Mohamed, H. B. (2023). Business intelligence adoption for small and medium enterprises: conceptual framework. Applied Sciences, 13(7), 4121.
  37. Aniebonam, E. E., Nwabekee, U. S., Ogunsola, O. Y., & Elumilade, O. O. (2022). International Journal of Management and Organizational Research.
  38. Aniebonam, E.E., Chukwuba, K., Emeka, N. and Taylor, G., 2023. Transformational leadership and transactional leadership styles: systematic review of literature. International Journal of Applied Research, 9(1), pp.07-15.
  39. Aremu, A., & Laolu, A. A. (2014). Language of graphics orientation (LOGO) competencies of Nigerian primary school children: Experiences from the field. Journal of Educational Research and Reviews2(4), 53-60.
  40. Aremu, A., Adedoja, S., Akinyemi, A., Abimbade, A. O., & Olasunkanmi, I. A. (2018). An overview of educational technology unit, Department of science and technology education, Faculty of education, University of Ibadan.
  41. Aremu, A., Akinyemi, A. L., & Babafemi, E. (2017). Gaming approach: A solution to mastering basic concepts of building construction in technical and vocational education in Nigeria. In Advancing Education Through Technology (pp. 659-676). Ibadan His Lineage Publishing House.
  42. Aremu, A., Akinyemi, L. A., Olasunkanmi, I. A., & Ogundipe, T. (2022). Raising the standards/quality of UBE teachers through technologymediated strategies and resources. Emerging perspectives on Universal basic education. A book of readings on Basic Education in Nigeria, 139-149.
  43. Arotiba, O. O., Akinyemi, A. L., & Aremu, A. (2021). Teachers’ perception on the use of online learning during the Covid-19 pandemic in secondary schools in Lagos, Nigeria. Journal of Education and Training Technology (JETT), 10(3), 1-10. Published by AKU GRAPHICS, University of Port Harcourt Shopping Complex, Choba Campus, University of Port Harcourt.
  1. Attah, J. O., Mbakuuv, S. H., Ayange, C. D., Achive, G. W., Onoja, V. S., Kaya, P. B., ... & Adekalu, O. A. (2022). Comparative Recovery of Cellulose Pulp from Selected Agricultural Wastes in Nigeria to Mitigate Deforestation for Paper. European Journal of Material Science10(1), 23-36.
  1. Attah, R.U., Ogunsola, O.Y, & Garba, B.M.P. (2022). The Future of Energy and Technology Management: Innovations, Data-Driven Insights, and Smart Solutions Development. International Journal of Science and Technology Research Archive, 2022, 03(02), 281-296.
  2. Attah, R.U., Ogunsola, O.Y, & Garba, B.M.P. (2023). Advances in Sustainable Business Strategies: Energy Efficiency, Digital Innovation, and Net-Zero Corporate Transformation. Iconic Research And Engineering Journals Volume 6 Issue 7 2023 Page 450-469.
  1. Attah, R.U., Ogunsola, O.Y, & Garba, B.M.P. (2023). Leadership in the Digital Age: Emerging Trends in Business Strategy, Innovation, and Technology Integration. Iconic Research And Engineering Journals Volume 6 Issue 9 2023 Page 389-411.
  2. Attah, R.U., Ogunsola, O.Y, & Garba, B.M.P. (2023). Revolutionizing Logistics with Artificial Intelligence: Breakthroughs in Automation, Analytics, and Operational Excellence. Iconic Research And Engineering Journals Volume 6 Issue 12 2023 Page 1471-1493.
  3. Babatunde, S. O., Okeleke, P. A., & Ijomah, T. I. (2022): Influence of Brand Marketing on Economic Development: A Case Study of Global Consumer Goods Companies.
  4. Babatunde, S. O., Okeleke, P. A., & Ijomah, T. I. (2022): The Role of Digital Marketing In Shaping Modern Economies: An Analysis Of E-Commerce Growth And Consumer Behavior.
  5. Chukwuma-Eke, E. C., Ogunsola, O. Y., & Isibor, N. J. (2021). Designing a robust cost allocation framework for energy corporations using SAP for improved financial performance. International Journal of Multidisciplinary Research and Growth Evaluation, 2(1), 809–822. https://doi.org/10.54660/.IJMRGE.2021.2.1.809-822
  6. Chukwuma-Eke, E. C., Ogunsola, O. Y., & Isibor, N. J. (2022). A conceptual approach to cost forecasting and financial planning in complex oil and gas projects. International Journal of Multidisciplinary Research and Growth Evaluation, 3(1), 819–833. https://doi.org/10.54660/.IJMRGE.2022.3.1.819-833
  7. Chukwuma-Eke, E. C., Ogunsola, O. Y., & Isibor, N. J. (2022). A conceptual framework for financial optimization and budget management in large-scale energy projects. International Journal of Multidisciplinary Research and Growth Evaluation, 2(1), 823–834. https://doi.org/10.54660/.IJMRGE.2021.2.1.823-834
  8. Chukwuma-Eke, E. C., Ogunsola, O. Y., & Isibor, N. J. (2022). Developing an integrated framework for SAP-based cost control and financial reporting in energy companies. International Journal of Multidisciplinary Research and Growth Evaluation, 3(1), 805–818. https://doi.org/10.54660/.IJMRGE.2022.3.1.805-818
  9. Chukwuma-Eke, E. C., Ogunsola, O. Y., & Isibor, N. J. (2023). Conceptualizing digital financial tools and strategies for effective budget management in the oil and gas sector. International Journal of Management and Organizational Research, 2(1), 230–246. https://doi.org/10.54660/IJMOR.2023.2.1.230-246
  10. Dare, S. O., Abimbade, A., Abimbade, O. A., Akinyemi, A., & Olasunkanmi, I. A. (2019). Computer literacy, attitude to computer and learning styles as predictors of physics students' achievement in senior secondary schools of Oyo State.
  11. Dosumu, R. E., George, O. O., & Makata, C. O. (2023). Data-driven customer value management: Developing a conceptual model for enhancing product lifecycle performance and market penetration. International Journal of Management and Organizational Research, 2(1), 261–266. https://doi.org/10.54660/IJMOR.2023.2.1.261-266
  12. Esiri, S. (2021). A Strategic Leadership Framework for Developing Esports Markets in Emerging Economies. International Journal of Multidisciplinary Research and Growth Evaluation2(1), 717-724.
  13. Ezekiel, O. B., & Akinyemi, A. L. (2022). Utilisation of artificial intelligence in education: The perception of university of ibadan lecturers. Journal of Global Research in Education and Social Science16(5), 32-40.
  14. Famaye, T., Akinyemi, A. I., & Aremu, A. (2020). Effects of Computer Animation on Students’ Learning Outcomes in Four Core Subjects in Basic Education in Abuja, Nigeria. African Journal of Educational Research22(1), 70-84.
  15. Gauzelin, S. and Bentz, H. (2017). An examination of the impact of business intelligence systems on organizational decision making and performance: the case of france. Journal of Intelligence Studies in Business, 7(2), 40-50. https://doi.org/10.37380/jisib.v7i2.238
  16. Gavai, P., Musungwini, S., & Mugoniwa, B. (2018). A Model for the Adoption and Effective Utilization of ICTs in Commercial Agriculture in Zimbabwe. Journal of Systems Integration, 9(4), 40.
  17. George, O. O., Dosumu, R. E., & Makata, C. O. (2023). Integrating multi-channel brand communication: A conceptual model for achieving sustained consumer engagement and loyalty. International Journal of Management and Organizational Research, 2(1), 254–260. https://doi.org/10.54660/IJMOR.2023.2.1.254-260
  18. Guarda, T., Santos, M., Pinto, F., Augusto, M., & Silva, C. (2013). Business intelligence as a competitive advantage for smes. International Journal of Trade Economics and Finance, 187-190. https://doi.org/10.7763/ijtef.2013.v4.283
  19. Ibidunni, A. S., Ayeni, A. W. A., Ogundana, O. M., Otokiti, B., & Mohalajeng, L. (2022). Survival during times of disruptions: Rethinking strategies for enabling business viability in the developing economy. Sustainability14(20), 13549.
  20. Ibidunni, A.S., Ayeni, A.A.W and Otokiti, B (2023). Investigating the Adaptiveness of MSMEs during Times of Environmental Disruption: Exploratory Study of a Capabilities-Based Insights from Nigeria. Journal of Innovation, Entrepreneurship and the Informal Economy, 10(1), 45-59.
  21. Ihekoronye, C. P., Akinyemi, A. L., & Aremu, A. (2023). Effect of two modes of simulation-based flipped classroom strategy on learning outcomes of private universities' pre-degree physics students in Southwestern Nigeria. Journal of Global Research in Education and Social Science17(3), 11-18.
  22. Ijomah, T. I., Okeleke, P. A., & Babatunde, S. O. (2023): The Influence of Integrated Marketing Strategies on The Adoption and Success of It Products: A Comparative Study of B2b and B2c Markets.
  23. Ilori, M. O., & Olanipekun, S. A. (2020). Effects of government policies and extent of its implementations on the foundry industry in Nigeria. IOSR Journal of Business Management, 12(11), 52-59
  24. James, A. T., Phd, O. K. A., Ayobami, A. O., & Adeagbo, A. (2019). Raising employability bar and building entrepreneurial capacity in youth: a case study of national social investment programme in Nigeria. Covenant Journal of Entrepreneurship.
  25. Kolade, O., Osabuohien, E., Aremu, A., Olanipekun, K. A., Osabohien, R., & Tunji-Olayeni, P. (2021). Co-creation of entrepreneurship education: challenges and opportunities for university, industry and public sector collaboration in Nigeria. The Palgrave Handbook of African Entrepreneurship, 239-265.
  26. Kolade, O., Rae, D., Obembe, D., & Woldesenbet, K. (Eds.). (2022). The Palgrave handbook of African entrepreneurship. Palgrave Macmillan.
  27. Lautenbach, P., Johnston, K., & Adeniran-Ogundipe, T. (2017). Factors influencing business intelligence and analytics usage extent in south african organisations. South African Journal of Business Management, 48(3), 23-33. https://doi.org/10.4102/sajbm.v48i3.33
  28. Lawal, A. A., Ajonbadi, H. A., & Otokiti, B. O. (2014). Leadership and organisational performance in the Nigeria small and medium enterprises (SMEs). American Journal of Business, Economics and Management2(5), 121.
  29. Lawal, A. A., Ajonbadi, H. A., & Otokiti, B. O. (2014). Strategic importance of the Nigerian small and medium enterprises (SMES): Myth or reality. American Journal of Business, Economics and Management2(4), 94-104.
  30. Muibi, T. G., & Akinyemi, A. L. (2022). Emergency Remote Teaching During Covid-19 Pandemic And Undergraduates’learning Effectiveness At The University Of Ibadan, Nigeria. African Journal of Educational Management23(2), 95-110.
  31. Naz, S., Khalique, M., & Ahmed, S. (2023). A study on bi system: a moderating role of organizational learning. Market Forces, 18(1). https://doi.org/10.51153/mf.v18i1.615
  32. Nwabekee, U. S., Aniebonam, E. E., Elumilade, O. O., & Ogunsola, O. Y. (2021): Predictive Model for Enhancing Long-Term Customer Relationships and Profitability in Retail and Service-Based.
  33. Nwabekee, U. S., Aniebonam, E. E., Elumilade, O. O., & Ogunsola, O. Y. (2021). Integrating Digital Marketing Strategies with Financial Performance Metrics to Drive Profitability Across Competitive Market Sectors.
  34. Nwaimo, C. S., Adewumi, A., & Ajiga, D. (2022). Advanced data analytics and business intelligence: Building resilience in risk management. International Journal of Scientific Research and Applications, 6(2), 121. https://doi.org/10.30574/ijsra.2022.6.2.0121
  35. Nwaimo, C. S., Adewumi, A., Ajiga, D., Agho, M. O., & Iwe, K. A. (2023). AI and data analytics for sustainability: A strategic framework for risk management in energy and business. International Journal of Scientific Research and Applications, 8(2), 158.
  36. Odunaiya, O. G., Soyombo, O. T., & Ogunsola, O. Y. (2021). Economic incentives for EV adoption: A comparative study between the United States and Nigeria. Journal of Advanced Education and Sciences, 1(2), 64–74. https://doi.org/10.54660/.JAES.2021.1.2.64-74
  37. Odunaiya, O. G., Soyombo, O. T., & Ogunsola, O. Y. (2021). Energy storage solutions for solar power: Technologies and challenges. International Journal of Multidisciplinary Research and Growth Evaluation, 2(1), 882–890. https://doi.org/10.54660/.IJMRGE.2021.2.4.882-890
  38. Odunaiya, O. G., Soyombo, O. T., & Ogunsola, O. Y. (2022). Sustainable energy solutions through AI and software engineering: Optimizing resource management in renewable energy systems. Journal of Advanced Education and Sciences, 2(1), 26–37. https://doi.org/10.54660/.JAES.2022.2.1.26-37
  39. Odunaiya, O. G., Soyombo, O. T., & Ogunsola, O. Y. (2023). Innovations in energy financing: Leveraging AI for sustainable infrastructure investment and development. International Journal of Management and Organizational Research, 2(1), 102–114. https://doi.org/10.54660/IJMOR.2023.2.1.102-114
  40. Ogundare, A. F., Akinyemi, A. L., & Aremu, A. (2021). Impact of gamification and game-based learning on senior secondary school students' achievement in English language. Journal of Educational Review, 13(1), 110-123. Higher Education Research and Policy Network (HERPNET).
  41. Okeleke, P. A., Babatunde, S. O., & Ijomah, T. I. (2022): The Ethical Implications and Economic Impact of Marketing Medical Products: Balancing Profit and Patient Well-Being.
  42. Olaiya, S. M., Akinyemi, A. L., & Aremu, A. (2017). Effect of a board game: Snakes and ladders on students’ achievement in civic education. Journal of Nigeria Association for Educational Media and Technology (JEMT), 21(2).
  43. Olanipekun, K. A. (2020). Assessment of Factors Influencing the Development and Sustainability of Small Scale Foundry Enterprises in Nigeria: A Case Study of Lagos State. Asian Journal of Social Sciences and Management Studies7(4), 288-294.
  44. Olanipekun, K. A., & Ayotola, A. (2019). Introduction to marketing. GES 301, Centre for General Studies (CGS), University of Ibadan.
  45. Olanipekun, K. A., Ilori, M. O., & Ibitoye, S. A. (2020): Effect of Government Policies and Extent of Its Implementation on the Foundry Industry in Nigeria.
  46. Olojede, F. O., & Akinyemi, A. (2022). Stakeholders’ readiness For Adoption of Social Media Platforms For Teaching And Learning Activities In Senior Secondary Schools In Ibadan Metropolis, Oyo State, Nigeria. International Journal of General Studies Education, 141.
  47. Oludare, J. K., Adeyemi, K., & Otokiti, B. (2022). Impact Of Knowledge Management Practices And Performance Of Selected Multinational Manufacturing Firms In South-Western Nigeria. The title should be concise and supplied on a separate sheet of the manuscript.2(1), 48.
  48. Oludare, J. K., Oladeji, O. S., Adeyemi, K., & Otokiti, B. (2023): Thematic Analysis of Knowledge Management Practices and Performance of Multinational Manufacturing Firms in Nigeria.
  49. Olufemi-Phillips, A. Q., Ofodile, O. C., Toromade, A. S., Eyo-Udo, N. L., & Adewale, T. T. (2020). Optimizing FMCG supply chain management with IoT and cloud computing integration. International Journal of Management & Entrepreneurship Research, 6(11). Fair East Publishers.
  50. Omiunu, O. (2019). E-literacy-adoption model and performance of women-owned smes in southwestern nigeria. Journal of Global Entrepreneurship Research, 9(1). https://doi.org/10.1186/s40497-019-0149-3
  51. Otokiti, B. O (2017). A study of management practices and organisational performance of selected MNCs in emerging market - A Case of Nigeria. International Journal of Business and Management Invention, Vol. 6, Issue 6, 1-7.
  52. Otokiti, B. O (2023). Descriptive Analysis of Market Segmentation and Profit Optimization through Data Visualization. International Journal of Entrepreneurship and Business, 5(2), 7-20,
  53. Otokiti, B. O. (2012). Mode of Entry of Multinational Corporation and their Performance in the Nigeria Market (Doctoral dissertation, Covenant University).
  54. Otokiti, B. O. (2017). Social media and business growth of women entrepreneurs in Ilorin metropolis. International Journal of Entrepreneurship, Business and Management, 1(2), 50–65.
  55. Otokiti, B. O. (2018). Business regulation and control in Nigeria. Book of Readings in Honour of Professor S. O. Otokiti, 1(2), 201–215.
    • Otokiti, B. O. (2023). Descriptive analysis of market segmentation and profit optimization through data visualization [Master’s thesis].
    • Otokiti, B. O., & Akorede, A. F. (2018). Advancing sustainability through change and innovation: A co-evolutionary perspective. Innovation: Taking creativity to the market.Book of Readings in Honour of Professor S. O. Otokiti, 1(1), 161–167.
    • Otokiti, B. O., & Onalaja, A. E. (2021). The role of strategic brand positioning in driving business growth and competitive advantage. Iconic Research and Engineering Journals, 4(9), 151–168.
    • Otokiti, B. O., & Onalaja, A. E. (2022). Women’s leadership in marketing and media: Overcoming barriers and creating lasting industry impact. International Journal of Social Science Exceptional Research, 1(1), 173–185.
    • Otokiti, B. O., Igwe, A. N., Ewim, C. P., Ibeh, A. I., & Sikhakhane-Nwokediegwu, Z. (2022). A framework for developing resilient business models for Nigerian SMEs in response to economic disruptions. Int J Multidiscip Res Growth Eval3(1), 647-659.
    • Otokiti, B.O. and Akinbola O.A (2013). Effects of Lease Options on the Organizational Growth of Small and Medium Enterprise (SME’s) in Lagos State, Nigeria, Asian Journal of Business and Management Sciences, Vol.3, Issue 4.
    • Otokiti-Ilori, B.O (2018). Business Regulation and Control in Nigeria. Book of readings in honour of Professor S.O Otokiti, 1(1),
    • Otokiti-Ilori, B.O and Akorede. A. F (2018). Advancing Sustainability through Change and Innovation: A co-evolutionanary perspective. Innovation: taking Creativity to the Market, book of readings in honour of Professor S.O Otokiti, 1(1), 161-167.
    • Ponis, S. and Christou, I. (2013). Competitive intelligence for smes: a web-based decision support system. International Journal of Business Information Systems, 12(3), 243. https://doi.org/10.1504/ijbis.2013.052449
    • Puklavec, B., Oliveira, T., & Popovič, A. (2018). Understanding the determinants of business intelligence system adoption stages. Industrial Management & Data Systems, 118(1), 236-261. https://doi.org/10.1108/imds-05-2017-0170
    • Stjepić, A., Bach, M., & Vukšić, V. (2021). Exploring risks in the adoption of business intelligence in smes using the toe framework. Journal of Risk and Financial Management, 14(2), 58. https://doi.org/10.3390/jrfm14020058
    • Tella, A., & Akinyemi, A. L. (2022): Entrepreneurship education and Self-sustenance among National Youth Service Corps members in Ibadan, Nigeria. Proceedings E-BOOK, 202.

Downloads

Published

2023-07-24

Issue

Section

Research Articles

How to Cite

[1]
Ejielo Ogbuefi, Azubike Collins Mgbame, Oyinomomo-emi Emmanuel Akpe, Abraham Ayodeji Abayomi, Oluwatobi Opeyemi Adeyelu, " Data Literacy and BI Tool Adoption Among Small Business Owners in Rural Markets" International Journal of Scientific Research in Computer Science, Engineering and Information Technology(IJSRCSEIT), ISSN : 2456-3307, Volume 9, Issue 4, pp.537-563, July-August-2023.