Building Modern Banking Solutions: A Technical Guide to .NET Implementation in U.S. Financial Services

Authors

  • Veera Venkata Ramana Murthy Bokka Kakatiya University, India Author

DOI:

https://doi.org/10.32628/CSEIT25111284

Keywords:

Digital Banking Transformation, .NET Framework Architecture, Cloud Integration, Banking Security Compliance, Microservices Development

Abstract

This comprehensive technical article explores the implementation of .NET technology in modern U.S. banking systems, focusing on the digital transformation of financial services. The article examines how financial institutions leverage .NET's robust framework to develop scalable, secure, and efficient banking solutions. It investigates core banking architecture, essential product development, cloud integration strategies, security frameworks, and future technological considerations. It demonstrates how .NET's cross-platform capabilities and extensive ecosystem enable banks to create sophisticated applications while maintaining regulatory compliance. The analysis encompasses various aspects of banking technology, including payment processing systems, fraud detection mechanisms, customer analytics platforms, and cloud-based solutions. The article also addresses the critical role of security and regulatory compliance in modern banking systems, highlighting how institutions implement comprehensive security frameworks and automate compliance processes. Furthermore, it explores the evolution of development tools and future considerations, emphasizing the importance of API-first strategies, microservices architecture, and sustainable maintenance planning in the banking sector.

Downloads

Download data is not yet available.

References

Elisa Indriasari; Ford Lumban Gaol; Tokuro Matsuo, "Digital Banking Transformation: Application of Artificial Intelligence and Big Data Analytics for Leveraging Customer Experience in the Indonesia Banking Sector," DOI: 10.1109/IIAI-AAI.2019.00175, 2019 8th International Congress on Advanced Applied Informatics (IIAI-AAI) . https://ieeexplore.ieee.org/abstract/document/8992702

Wang Lan, "Research on Financial Management Innovation Based on Artificial Intelligence," DOI: 10.1109/ICAIE53562.2021.00016, 2021 2nd International Conference on Artificial Intelligence and Education (ICAIE). https://ieeexplore.ieee.org/document/9534497

Christian Horsdal Gammelgaard, "Microservices in .NET Core: with examples in Nancy," O'Reilly Media, 2017. https://ieeexplore.ieee.org/book/10280196

Gabriel Baptista; Francesco Abbruzzese, "Software Architecture with C# 10 and .NET 6: Develop software solutions using microservices, DevOps, EF Core, and design patterns for Azure," Packt Publishing, 2022. https://ieeexplore.ieee.org/document/10162318

Xiaolin Zheng; Deren Chen, "Study of Mobile Payments System," DOI: 10.1109/COEC.2003.1210227, EEE International Conference on E-Commerce, 2003. CEC 2003.. https://ieeexplore.ieee.org/document/1210227

John Talburt; Chia-Chu Chiang, "Attributed Identity Resolution for Fraud Detection and Prevention," DOI: 10.1109/ICC.2009.6, 2009 International Conference on Computing, Engineering and Information. https://ieeexplore.ieee.org/document/5328882

IEEE Learning Network, "Cloud PaaS Services Design with Microsoft Azure," IEEE Cloud Computing Magazine, 2015. https://iln.ieee.org/Public/ContentDetails.aspx?id=F608062E5C7047859831ED26311E9319

Pooja Mallam; Ashu Ashu; Baljeet Singh, "Business Intelligence Techniques Using Data Analytics," DOI: 10.1109/ICCS54944.2021.00059, 2021 International Conference on Computing Sciences (ICCS). https://ieeexplore.ieee.org/abstract/document/9784716

Semi Yulianto; Charles Lim; Benfano Soewito, "Information Security Maturity Model: A Best Practice Driven Approach to PCI DSS Compliance," DOI: 10.1109/TENCONSpring.2016.7519379, 2016 IEEE Region 10 Symposium (TENSYMP). https://ieeexplore.ieee.org/document/7519379/authors#authors

Dmitriy Sazonov; Ruslan Kirichek; Alexey Borodin, "Implementation of Authentication and Authorization System Based on Digital Object Architecture," IEEE Security & Privacy, 2019. https://ieeexplore.ieee.org/abstract/document/8970804

Mujahid Sultan; Daya Rajaratnam; Kam Patel, "Enterprise Architecture Approach to Build API Economy," DOI: 10.1109/ICUMT48472.2019.8970804, 2022 11th International Congress on Ultra Modern Telecommunications and Control Systems and Workshops (ICUMT). https://ieeexplore.ieee.org/document/9759706

Salih O. Duffuaa; Mohammed M. Al-Shayea, "Systematic and Effective Maintenance Capacity Planning," DOI: 10.1109/ISEC49495.2020.9230185, 2020 Industrial & Systems Engineering Conference (ISEC). https://ieeexplore.ieee.org/abstract/document/9230185

Downloads

Published

19-01-2025

Issue

Section

Research Articles

How to Cite

Building Modern Banking Solutions: A Technical Guide to .NET Implementation in U.S. Financial Services. (2025). International Journal of Scientific Research in Computer Science, Engineering and Information Technology, 11(1), 809-817. https://doi.org/10.32628/CSEIT25111284