Advances in Business Entrepreneurship for Driving International Financial Technology Platform Expansion
DOI:
https://doi.org/10.32628/CSEIT25112848Keywords:
Business Entrepreneurship, FinTech Expansion, Global Market Trends, Digital Transformation, Strategic Partnerships, Regulatory ComplianceAbstract
This paper explores the critical role of business entrepreneurship in driving the international expansion of Financial Technology (FinTech) platforms, highlighting the innovative strategies and business models that enable these companies to scale globally. The study examines entrepreneurial approaches to the development of FinTech services, emphasizing the adoption of cutting-edge technologies such as artificial intelligence, blockchain, and mobile platforms to cater to underserved populations. The paper analyzes key trends and challenges in emerging markets and underscores the significant impact of digital transformation and strategic partnerships on FinTech growth. Additionally, it discusses the regulatory barriers and compliance challenges that entrepreneurs face when expanding across borders, and how they can leverage global opportunities through adaptable business models. Through case studies and industry insights, the paper presents recommendations for entrepreneurs and policymakers to foster sustainable growth in international FinTech markets. This research contributes to understanding the evolving dynamics of the global FinTech industry and provides practical strategies for overcoming obstacles in global expansion.
Downloads
References
E. C. Onukwulu, J. E. Fiemotongha, A. N. Igwe, and C. P.-M. Ewim, "Transforming supply chain logistics in oil and gas: best practices for optimizing efficiency and reducing operational costs," Journal of Advance Multidisciplinary Research, vol. 2, no. 2, pp. 59-76, 2023.
A. Abisoye, J. I. Akerele, P. E. Odio, A. Collins, G. O. Babatunde, and S. D. Mustapha, "Using AI and Machine Learning to Predict and Mitigate Cybersecurity Risks in Critical Infrastructure."
A. N. Igwe, N. L. Eyo-Udo, and A. Stephen, "Synergizing AI and Blockchain to Enhance Cost-Effectiveness and Sustainability in Food and FMCG Supply Chains," 2024.
T. O. Kolawole, A. Y. Mustapha, A. O. Mbata, B. Olamide, A. Y. F. Tomoh, and M. C. Kelvin-Agwu, "A Systematic Review of Predictive Analytics Applications in Early Disease Detection and Diagnosis," 2025.
M. O. Adeloduna and E. C. Anyanwub, "TELEHEALTH IMPLEMENTATION: A REVIEW OF PROJECT MANAGEMENT PRACTICES AND OUTCOMES."
K. J. Olowe, N. L. Edoh, S. J. C. Zouo, and J. Olamijuwon, "Theoretical perspectives on biostatistics and its multifaceted applications in global health studies."
C. E. Alozie, "Threat Modeling in Health Care Sector," 2024.
P. I. Egbumokei, I. N. Dienagha, W. N. Digitemie, E. Onukwulu, and O. Oladipo, "Strategic contract management for drilling efficiency and cost reduction: Insights and perspectives," International Journal of Multidisciplinary Research and Growth Evaluation, vol. 5, no. 5, pp. 1042-1050, 2024.
E. C. Onukwulu, J. E. Fiemotongha, A. N. Igwe, and C. P.-M. Ewin, "Strategic contract negotiation in the oil and gas sector: approaches to securing high-value deals and long-term partnerships," Journal of Advance Multidisciplinary Research, vol. 3, no. 2, pp. 44-61, 2024.
P. I. Egbumokei, I. N. Dienagha, W. N. Digitemie, E. Onukwulu, and O. Oladipo, "Strategic supplier management for optimized global project delivery in energy and oil & gas," International Journal of Multidisciplinary Research and Growth Evaluation, vol. 5, no. 5, pp. 2582-7138, 2024.
M. A. Afolabi, H. Olisakwe, and T. O. Igunma, "Sustainable catalysis: A holistic framework for lifecycle analysis and circular economy integration in catalyst design," Engineering Science & Technology Journal, vol. 5, no. 12, pp. 3221-31, 2024.
O. O. OGBUAGU, A. O. MBATA, O. DESTINY, O. O. BALOGUN, O. O. OJO, and M. MUONDE, "Sustainable Pharmaceutical Supply Chains: Green Chemistry Approaches to Drug Production and Distribution," 2024.
S. V. GBARABA, A. Y. MUSTAPHA, B. OLAMIDE, A. O. TOMOH, and A. Y. FORKUO, "Smart Drug Delivery Systems: The Future of Precision Medicine," 2025.
C. E. Alozie, O. O. Ajayi, J. I. Akerele, E. Kamau, and T. Myllynen, "Standardization in Cloud Services: Ensuring Compliance and Supportability through Site Reliability Engineering Practices."
O. N. Ezechi et al., "Service quality improvement in the banking sector: A data analytics perspective," International Journal of Advanced Multidisciplinary Research and Studies. 2025a, vol. 5, no. 1, pp. 958-971, 2025.
P. A. Adepoju, A. B. Ige, A. O. Akinade, and A. I. Afolabi, "Smart Cities and Internet of Things (IoT): A Review of Emerging Technologies and Challenges," International Journal of Research and Innovation in Social Science, vol. 9, no. 1, pp. 1536-1549, 2025.
C. E. Alozie, O. O. Ajayi, J. I. Akerele, E. Kamau, and T. Myllynen, "The Role of Automation in Site Reliability Engineering: Enhancing Efficiency and Reducing Downtime in Cloud Operations."
E. C. Onukwulu, J. E. Fiemotongha, A. N. Igwe, and C. Paul-Mikki, "The Role of Blockchain and AI in the Future of Energy Trading: A Technological Perspective on Transforming the Oil & Gas Industry by 2025," Methodology, p. 173, 2023.
N. L. Edoh, V. M. Chigboh, S. J. C. Zouo, and J. Olamijuwon, "The role of data analytics in reducing healthcare disparities: A review of predictive models for health equity."
P. I. Egbumokei, I. N. Dienagha, W. N. Digitemie, E. Onukwulu, and O. Oladipo, "The role of digital transformation in enhancing sustainability in oil and gas business operations," International Journal of Multidisciplinary Research and Growth Evaluation, vol. 5, no. 5, pp. 2582-7138, 2024.
A. Y. Forkuo, A. Y. Mustapha, A. O. Mbata, B. O. Tomoh, M. C. Kelvin-Agwu, and T. O. Kolawole, "The Role of Mental Health Integration in Primary Healthcare: A Policy and Implementation Framework," 2024.
N. L. Eyo-Udo, C. E. Apeh, B. Bristol-Alagbariya, C. A. Udeh, and C. P.-M. Ewim, "Reviewing the role of networking in business success: USA and global perspectives," 2025.
O. Famoti, C. P.-M. Ewim, O. Eloho, T. P. Muyiwa-Ajayi, O. N. Ezechi, and H. E. Omokhoa, "Revolutionizing customer experience management through data-driven strategies in financial services," International Journal of Advanced Multidisciplinary Research and Studies. 2025a, vol. 5, no. 1, pp. 948-957, 2025.
N. L. Eyo-Udo, C. E. Apeh, B. Bristol-Alagbariya, C. A. Udeh, and C. P.-M. Ewim, "Review of ethical considerations and dilemmas in the field of AI and machine learning," 2025.
K. J. Olowe, N. L. Edoh, S. J. C. Zouo, and J. Olamijuwon, "Review of predictive modeling and machine learning applications in financial service analysis."
A. B. Ige, A. O. Akinade, P. A. Adepoju, and A. I. Afolabi, "Reviewing the Impact of 5G Technology on Healthcare in African Nations," International Journal of Research and Innovation in Social Science, vol. 9, no. 1, pp. 1472-1484, 2025.
O. S. Soyege et al., "Public Health Crisis Management and Emergency Preparedness: Strengthening Healthcare Infrastructure against Pandemics and Bioterrorism Threats," 2024.
M. O. Adelodun and E. C. Anyanwu, "Public Health Risks Associated with Environmental Radiation from Improper Medical Waste Disposal," 2025.
O. O. Ogbuagu, A. O. Mbata, O. D. Balogun, O. Oladapo, O. O. Ojo, and M. Muonde, "Quality assurance in pharmaceutical manufacturing: bridging the gap between regulations, supply chain, and innovations," Journal Name Missing, 2023.
I. A. Olaleye, C. Mokogwu, A. Q. Olufemi-Phillips, and T. T. Adewale, "Real-time inventory optimization in dynamic supply chains using advanced artificial intelligence," Journal name if available, 2024.
M. O. Adelodun and E. C. Anyanwu, "Recent Advances in Diagnostic Radiation and Proposals for Future Public Health Studies," 2025.
I. A. Olaleye, C. Mokogwu, A. Q. Olufemi-Phillips, and T. T. Adewale, "Optimizing procurement efficiency: Frameworks for data-driven cost reduction and strategic vendor management," 2024.
M. C. KELVIN-AGWU, A. Y. MUSTAPHA, A. O. MBATA, B. O. TOMOH, A. YEBOAH, and T. O. K. FORKUO, "A Policy Framework for Strengthening Public Health Surveillance Systems in Emerging Economies," 2023.
A. Abisoye and J. I. Akerele, "A Practical Framework for Advancing Cybersecurity, Artificial Intelligence and Technological Ecosystems to Support Regional Economic Development and Innovation," Int J Multidiscip Res Growth Eval, vol. 3, no. 1, pp. 700-713, 2022.
O. Famoti et al., "A Practical Model for Agile Project Management to Streamline Engineering Delivery in Energy Projects," 2025.
B. I. Adekunle, E. C. Chukwuma-Eke, E. D. Balogun, and K. O. Ogunsola, "A Predictive Modeling Approach to Optimizing Business Operations: A Case Study on Reducing Operational Inefficiencies through Machine Learning."
M. C. Kelvin-Agwu, B. O. Tomoh, and A. Y. Forkuo, "Modeling a Low-Cost, Portable Hemodialysis Device for Underserved Communities," 2025.
B. M. Omowole, O. Urefe, C. Mokogwu, and S. E. Ewim, "Optimizing Loan Recovery Strategies in Microfinance: A Data-Driven Approach to Portfolio Management," Journal name if available, 2024.
J. Olamijuwon and S. J. C. Zouo, "Machine learning in budget forecasting for corporate finance: A conceptual model for improving financial planning," 2024.
A. B. Ige, P. A. Adepoju, A. O. Akinade, and A. I. Afolabi, "Machine learning in industrial applications: An In-depth review and future directions," 2025.
N. L. Majebi, M. O. Adelodun, and E. Chinyere, "Maternal mortality and healthcare disparities: Addressing systemic inequities in underserved communities," International Journal of Engineering Inventions, vol. 13, no. 9, pp. 375-385, 2024.
A. Y. Mustapha, T. O. Kolawole, A. O. Mbata, B. O. Tomoh, A. Y. Forkuo, and M. C. Kelvin-Agwu, "Leveraging Mobile Health (mHealth) Applications for Improving Maternal and Child Health Outcomes: A Cross-Regional Study," 2024.
E. Mbunge et al., "Machine Learning Approaches for Predicting Individual’s Financial Inclusion Status with Imbalanced Dataset," in Computer Science On-line Conference, 2024: Springer, pp. 648-658.
A. H. Adepoju, O. Hamza, A. Collins, and B. Austin-Gabriel, "Integrating Risk Management and Communication Strategies in Technical Research Programs to Secure High-Value Investments," Gulf Journal of Advance Business Research, vol. 3, no. 1, pp. 105-127, 2025.
J. E. Fiemotongha, A. N. Igwe, C. P.-M. Ewim, and E. C. Onukwulu, "International Journal of Management and Organizational Research," 2023.
J. O. Ojadi, E. Onukwulu, C. Odionu, and O. Owulade, "Leveraging IoT and Deep Learning for Real-Time Carbon Footprint Monitoring and Optimization in Smart Cities and Industrial Zones," IRE Journals, vol. 6, no. 11, pp. 946-964, 2023.
I. A. Olaleye, C. Mokogwu, A. Q. Olufemi-Phillips, and T. T. Adewale, "Innovative frameworks for sustainable transportation coordination to reduce carbon footprints in logistics," International Journal of Science and Technology Research Archive, vol. 7, no. 02, pp. 68-75, 2024.
B. O. Tomoh et al., "Innovative Programs for Community Health: A Model for Addressing Healthcare Needs Through Collaborative Relationships," Community health, vol. 42, p. 17, 2024.
T. O. Kolawole, A. Y. Mustapha, A. O. Mbata, B. O. Tomoh, A. Y. Forkuo, and M. C. Kelvin-Agwu, "Innovative Strategies for Reducing Antimicrobial Resistance: A Review of Global Policy and Practice," 2023.
J. E. Fiemotongha, A. N. Igwe, C. P.-M. Ewim, and E. C. Onukwulu, "Innovative trading strategies for optimizing profitability and reducing risk in global oil and gas markets," Journal of Advance Multidisciplinary Research, vol. 2, no. 1, pp. 48-65, 2023.
M. O. Adelodun and E. C. Anyanwu, "Integrating radiological technology in environmental health surveillance to enhance public safety."
N. Ayanbode, O. A. Abieba, N. Chukwurah, O. O. Ajayi, and A. Ifesinachi, "Human Factors in Fintech Cybersecurity: Addressing Insider Threats and Behavioral Risks," 2024.
M. Kelvin-Agwu, M. O. Adelodun, G. T. Igwama, and E. C. Anyanwu, "The Impact of Regular Maintenance on the Longevity and Performance of Radiology Equipment," 2024.
C. P.-M. EWIM, C. AZUBUIKE, O. B. AJANI, L. D. OYENIYI, and T. T. ADEWALE, "Incorporating Climate Risk into Financial Strategies: Sustainable Solutions for Resilient Banking Systems," 2023.
J. Ahmadu et al., "The Influence of Corporate Social Responsibility on Modern Project Management Practices."
O. O. Ajayi, C. E. Alozie, and O. A. Abieba, "Innovative cybersecurity strategies for business intelligence: Transforming data protection and driving competitive superiority," Gulf Journal of Advance Business Research, vol. 3, no. 2, pp. 527-536, 2025.
J. Ahmadu et al., "The Impact of Technology Policies on Education and Workforce Development in Nigeria."
A. I. Afolabi, N. Chukwurah, and O. A. Abieba, "Implementing cutting-edge software engineering practices for cross-functional team success."
N. Chukwurah, O. A. Abieba, N. Ayanbode, O. O. Ajayi, and A. Ifesinachi, "Inclusive Cybersecurity Practices in AI-Enhanced Telecommunications: A Conceptual Framework," 2024.
A. Abisoye and J. I. Akerele, "A High-Impact Data-Driven Decision-Making Model for Integrating Cutting-Edge Cybersecurity Strategies into Public Policy, Governance, and Organizational Frameworks."
Y. G. Hassan, A. Collins, G. O. Babatunde, A. A. Alabi, and S. D. Mustapha, "Holistic software solutions for securing Iot ecosystems against data theft and network-based cyber threats," Gulf Journal of Advance Business Research, vol. 3, no. 1, pp. 252-261, 2025.
C. P.-M. Ewim, H. E. Omokhoa, I. A. Ogundeji, and A. I. Ibeh, "Future of Work in Banking: Adapting Workforce Skills to Digital Transformation Challenges," Future, vol. 2, no. 1, 2021.
N. J. Isibor, C. P.-M. Ewim, A. I. Ibeh, E. M. Adaga, N. J. Sam-Bulya, and G. O. Achumie, "A Generalizable Social Media Utilization Framework for Entrepreneurs: Enhancing Digital Branding, Customer Engagement, and Growth."
M. O. Adelodun and E. C. Anyanwu, "Global Standards in Radiation Safety: A Comparative Analysis of Healthcare Regulations."
A. I. Afolabi, N. Chukwurah, and O. A. Abieba, "Harnessing Machine Learning Techniques for Driving Sustainable Economic Growth and Market Efficiency," 2025.
V. M. Chigboh, S. J. C. Zouo, and J. Olamijuwon, "Health data analytics for precision medicine: A review of current practices and future directions."
O. S. Soyege et al., "Health informatics in developing countries: Challenges and opportunities."
O. S. Soyege et al., "Evaluating the impact of health informatics on patient care and outcomes: A detailed review."
N. L. Eyo-Udo, C. E. Apeh, B. Bristol-Alagbariya, C. A. Udeh, and C. P.-M. Ewim, "The Evolution of Blockchain Technology in Accounting: A Review of Its Implications for Transparency and Accountability," 2025.
O. O. OGBUAGU, A. O. MBATA, O. DESTINY, O. O. BALOGUN, O. O. OJO, and M. MUONDE, "Expanding Access to Mental Health in Low-Resource Settings: Strategies for Policy, Supply Chain, and Implementation," 2024.
N. J. Isibor, A. I. Ibeh, C. P.-M. Ewim, N. J. Sam-Bulya, and E. Martha, "A Financial Control and Performance Management Framework for SMEs: Strengthening Budgeting, Risk Mitigation, and Profitability," 2022.
S. Zouo and J. Olamijuwon, "Financial data analytics in healthcare: A review of approaches to improve efficiency and reduce costs," 2024.
M. O. Adelodun and E. C. Anyanwu, "Environmental and patient safety: Advances in radiological techniques to reduce radiation exposure," 2024.
R. A. Shittu et al., "Ethics in Technology: Developing Ethical Guidelines for AI and Digital Transformation in Nigeria," 2024.
B. O. TOMOH, A. Y. MUSTAPHA, A. OBIANUJU, T. O. K. MBATA, A. Y. FORKUO, and M. C. KELVIN-AGWU, "Evaluating Health System Resilience: Lessons Learned from COVID-19 Pandemic Response Strategies," 2024.
T. O. KOLAWOLE, A. Y. MUSTAPHA, A. O. MBATA, B. O. TOMOH, A. Y. FORKUO, and M. C. KELVIN-AGWU, "Evaluating the Effectiveness of Community-Based Health Education Programs in Preventing Non-Communicable Diseases," 2023.
M. O. Adelodun and E. C. Anyanwu, "Evaluating the Environmental Impact of Innovative Radiation Therapy Techniques in Cancer Treatment."
O. Famoti et al., "Enhancing Customer Satisfaction in Financial Services through Advanced BI Techniques," 2024.
O. O. Ajayi, C. E. Alozie, and O. A. Abieba, "Enhancing Cybersecurity in Energy Infrastructure: Strategies for Safeguarding Critical Systems in the Digital Age," Trends in Renewable Energy, vol. 11, no. 2, pp. 201-212, 2025.
E. Kokogho, R. Okon, B. M. Omowole, C. P.-M. Ewim, and O. C. Onwuzulike, "Enhancing cybersecurity risk management in fintech through advanced analytics and machine learning," 2025.
O. A. Abieba, C. E. Alozie, and O. O. Ajayi, "Enhancing Disaster Recovery and Business Continuity in Cloud Environments through Infrastructure as Code," Journal of Engineering Research and Reports, vol. 27, no. 3, pp. 127-136, 2025.
K. O. Ogunsola, E. D. Balogun, and A. S. Ogunmokun, "Enhancing Financial Integrity Through an Advanced Internal Audit Risk Assessment and Governance Model," 2021.
N. L. Majebi, M. O. Adelodun, and E. C. Anyanwu, "Early childhood trauma and behavioral disorders: The role of healthcare access in breaking the cycle," 2024.
M. C. Kelvin-Agwu, M. O. Adelodun, G. T. Igwama, and E. C. Anyanwu, "Enhancing Biomedical Engineering Education: Incorporating Practical Training in Equipment Installation and Maintenance."
A. O. Oyenuga, N. J. Sam-Bulya, and R. U. Attah, "Enhancing Climate Resilience and Profitability in Medicinal Herb Farming Systems," 2025.
A. Abisoye, J. I. Akerele, P. E. Odio, A. Collins, G. O. Babatunde, and S. D. Mustapha, "A Data-Driven Approach to Strengthening Cybersecurity Policies in Government Agencies: Best Practices and Case Studies."
J. O. Ojadi, O. Owulade, C. Odionu, and E. Onukwulu, "Deep Learning Models for Predicting and Mitigating Environmental Impact of Industrial Processes in Real-Time," International Journal of Scientific Research in Science, Engineering and Technology, vol. 12, no. 2, pp. 119-154, 2025, doi: https://doi.org/10.32628/IJSRSET25122109.
C. E. Alozie, J. I. Akerele, E. Kamau, and T. Myllynen, "Disaster Recovery in Cloud Computing: Site Reliability Engineering Strategies for Resilience and Business Continuity," 2024.
O. J. Oteri, E. C. Onukwulu, A. N. Igwe, C. P.-M. Ewim, A. I. Ibeh, and A. Sobowale, "Dynamic Pricing Models for Logistics Product Management: Balancing Cost Efficiency and Market Demands," 2023.
N. J. Sam-Bulya, H. E. Omokhoa, C. P.-M. Ewim, and G. O. Achumie, "Developing a Framework for Artificial Intelligence-Driven Financial Inclusion in Emerging Markets."
D. O. Olutimehin, T. O. Falaiye, C. P.-M. Ewim, and A. I. Ibeh, "Developing a Framework for Digital Transformation in Retail Banking Operations."
T. O. Igunma, A. K. Adeleke, and Z. S. Nwokediegwu, "Developing Nanometrology and non-destructive testing methods to ensure medical device manufacturing accuracy and safety."
M. C. Kelvin-Agwu, B. O. Tomoh, and A. Y. Forkuo, "Development of AI-Assisted Wearable Devices for Early Detection of Respiratory Diseases," 2025.
M. C. Kelvin-Agwu, A. Y. Mustapha, A. O. Mbata, B. O. Tomoh, and A. Y. Forkuo, "Development of Smart Insulin Delivery Systems for Improving Diabetes Management in Public Health," 2025.
O. J. Oteri, E. C. Onukwulu, A. N. Igwe, C. P.-M. Ewim, A. I. Ibeh, and A. Sobowale, "Cost Optimization in Logistics Product Management: Strategies for Operational Efficiency and Profitability," 2023.
P. I. Egbumokei, I. N. Dienagha, W. N. Digitemie, E. Onukwulu, and O. Oladipo, "Cost-effective contract negotiation strategies for international oil & gas projects," International Journal of Multidisciplinary Research and Growth Evaluation, vol. 5, no. 4, pp. 2582-7138, 2024.
M. O. Adelodun and E. C. Anyanwu, "A critical review of public health policies for radiation protection and safety," 2024.
E. Ezeife, M. E. Eyeregba, C. Mokogwu, and T. D. Olorunyomi, "A conceptual framework for data-driven business optimization: Enhancing operational efficiency and strategic growth in US small enterprises," 2024.
M. A. Afolabi, H. C. Olisakwe, and T. O. Igunma, "A conceptual framework for designing multi-functional catalysts: Bridging efficiency and sustainability in industrial applications," Global Journal of Research in Multidisciplinary Studies, vol. 2, pp. 058-66, 2024.
A. Farooq, A. B. N. Abbey, and E. C. Onukwulu, "A conceptual framework for ergonomic innovations in logistics: enhancing workplace safety through data-driven design," Gulf Journal of Advance Business Research, vol. 2, no. 6, pp. 435-446, 2024.
K. J. Olowe, N. L. Edoh, S. J. C. Zouo, and J. Olamijuwon, "Conceptual frameworks and innovative biostatistical approaches for advancing public health research initiatives," International Journal of Scholarly Research in Medicine and Dentistry, vol. 3, no. 2, pp. 011-021, 2024.
G. O. Achumie, I. K. Oyegbade, A. N. Igwe, O. C. Ofodile, and C. Azubuike, "A Conceptual Model for Reducing Occupational Exposure Risks in High-Risk Manufacturing and Petrochemical Industries through Industrial Hygiene Practices," 2022.
K. J. Olowe, N. L. Edoh, S. J. Christophe, and J. O. Zouo, "Conceptual Review on the Importance of Data Visualization Tools for Effective Research Communication."
Downloads
Published
Issue
Section
License
Copyright (c) 2025 International Journal of Scientific Research in Computer Science, Engineering and Information Technology
This work is licensed under a Creative Commons Attribution 4.0 International License.