SHATRUGHNA UPADHYAY. Next-Generation Payment Protocols: Architecting Secure, Scalable, and Real-Time Transaction Systems. International Journal of Scientific Research in Computer Science, Engineering and Information Technology, [S. l.], v. 11, n. 1, p. 2322–2332, 2025. DOI: 10.32628/CSEIT251112275. Disponível em: https://ijsrcseit.com/index.php/home/article/view/CSEIT251112275. Acesso em: 31 jul. 2025.